How Seedling Works

Whether you're investing in the next big thing or raising capital for your company, we've built Seedling to make it simple, transparent, and fair.

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Step 01

Create Your Account

Sign up in 2 minutes. No credit check, no minimum balance required. You'll complete a brief onboarding to confirm your accreditation status and calculate your Reg CF investment limit.

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Step 02

Browse Vetted Campaigns

Explore startups across tech, food & bev, biotech, climate, and more. Every company on our platform has been reviewed by our team. Filter by investment type (equity or rewards), industry, funding stage, and more.

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Step 03

Do Your Due Diligence

Each campaign page includes a full pitch, team bios, financial data, use of funds, risk disclosures, and investment terms. For equity campaigns, you can view the Form C filed with the SEC.

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Step 04

Invest from $50

Choose your investment amount, select your equity position or reward tier, review and agree to the terms, and confirm your payment. The whole process takes under 5 minutes.

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Step 05

Funds Held in Escrow

Your investment is held in escrow until the campaign reaches its minimum funding goal by the deadline. If the goal isn't met, your money is returned to you in full, automatically.

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Step 06

Track Your Portfolio

Your investor dashboard shows all your investments, statuses, and updates from founders. For equity investments, you'll receive securities documentation. For rewards, you'll receive your perks when the company fulfills them.

Understanding Your Investment Limit (Reg CF)

Under Regulation Crowdfunding (Reg CF), non-accredited investors have annual investment limits across all Reg CF offerings combined:

If income OR net worth < $124K

Greater of $2,500 or 5% of the lesser of income/net worth

If income AND net worth ≥ $124K

10% of the lesser of income/net worth, capped at $124,000/year

Accredited investors have no investment limit under Reg CF. These limits are self-certified. It is your responsibility to track your total Reg CF investments across all platforms.

Still Have Questions?

Check our FAQ or contact our team — we're happy to help.

View FAQ